FINANCING ASSISTANCE · DFW
Financing is where most car deals get confusing. I'm not a lender and I can't approve anything — what I can do is explain how the process works, help you gather what's needed, and submit your application to the dealership's lenders so you can see the options available to you.
You complete a credit application at the dealership. It goes to lenders the dealership works with — banks, credit unions and manufacturer finance companies. Each decides independently whether to offer terms, and at what rate. Nothing is guaranteed, and the terms you're offered depend on the lender's review of your situation.
Inventory links open the dealership website. Availability, pricing and terms change — confirm details with Mike before you drive over.
Drivers contact Mike from all over the Metroplex for help finding a vehicle and working through the buying process, including Dallas, Irving, Arlington, Grand Prairie, Plano, Richardson, Garland, Mesquite, Carrollton, Farmers Branch, Addison, Frisco, McKinney, Duncanville, DeSoto, Lancaster, Cedar Hill and Fort Worth. Start the conversation by phone, text or email, and plan your visit once you know what you're coming to see.
Mike is not a lender and cannot guarantee financing or approval. Any financing is arranged through the dealership and is subject to lender approval, credit review and individual circumstances.
COMMON QUESTIONS
No. Nobody honestly can. Approval, rate and terms are decided by lenders based on your situation.
It's a reasonable move — it gives you a benchmark. Bring it in and we'll compare it against what the dealership's lenders offer.
A credit application typically results in a credit inquiry. Ask before anything is submitted so you know what to expect.